Through the history the money as payment service has changed in accordance with the population needs and with the circumstances that have ruled: coins, paper money, bills, checks, etc. Industrialization and rapid growth appealed the need of developing payment systems that could face accelerating need of money transfers. In the last 50 years money payment systems supported by the IT industry are facing development with very fast pace. As the systems of money payment are developing, the money are also evolving, so the first electronic money (electronic transfer of money) has appeared. After that there were launched payment cards and cards that are used in supermarkets for collecting points. Such cards in addition could be used for purchasing products from the same market. By that they represent one type of electronic payment. In the last 20 years, as the result of the development of IT Industry and internet as communication tools, electronic and internet payment has reached its peak. In the developed countries there are more rare situations of using paper money, so digital form of money is not unknown, and we are not going to be astonished if on some shop window we can see the following caption “we are not receiving cash, only payment cards’’.
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